Pensions
Helping You to Navigate
the Pension Maze
It is never too early to start thinking about your pension and, at every stage of your life, there are choices to be made that can help you to secure your financial position after retirement. Fortunately, there is now more flexibility and freedom than ever to do what you want with your pension, but this can make it feel like you are facing a maze of options.
If you are just starting to think about a personal pension, Payne Spencer Harris can help you decide the best fit for you and – if you are nearing retirement – we can help you understand how much you have in your pension pot and what options are available to you to convert this into an income.
Even if you have never taken professional financial advice before, getting help to make the right decisions around your pension could be the best, and easiest, decision you make.
Ready To Get Started?
Contact us about our Pension Advice Service and find out more about how we can help you.
Call: 01202 026 906
Email: [email protected]
The value of investments and any income from them can go down as well as up and you may not get back the original amount invested.
HM Revenue and Customs practice and the law relating to taxation are complex and subject to individual circumstances and changes which cannot be foreseen.
What Our Clients Say About Us
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We had an excellent experience with James as our mortgage broker. We were first time buyers and James was very patient with us in explaining various aspects of the process. He even supported in getting a conveyancer after our conveyancer fell through. Highly recommend! UPDATE: We worked with James for our second house purchase and he has been superb once again. We cannot recommend their services enough! He is a big part of why we have any sanity left after this process plus we were able to get a good deal in a difficult financial climate.
Nick Davey
26th April 2024I highly recommend James and their services to anyone in need of a supportive and results-driven mortgage advisor. Their professionalism, attention to detail, and willingness to go the extra mile make them stand out in the field. Thank you once again for making this process a positive and memorable one.
Bela Smith
30th January 2024James was fantastic with helping us complete our house purchase. He went above and beyond to explain the whole process and was incredibly proactive throughout. Would 100% recommend to anyone looking to purchase a property or remortgage. Overall excellent service.
Kane Taylor
19th January 2024 -
I am a repeat customer, which I think says a lot. These guys are fantastic and professional in every aspect of their work. Special mention to Will who had patience of a saint. My property chain kept falling through and he kept finding me new deals with the same cheerful attitude as ever.
Arvid Linde
27th November 2023James from Payne Spencer Harris was fantastic. I had a complex remortgaging problem and he very quickly found me a selection of the best deals to go for. Once the decisions were made he was incredibly proactive at getting everything to go through in record time. Thank you so much James!
Lee Robinson
22nd June 2023I’ve used Payne Spencer Harris a number of times relating to mortgages and they are great. Good knowledge and are so helpfull.
Joe Points
15th June 2023 -
James was incredibly helpful in finding me the best mortgage rate and explaining the process to me as a first time buyer. He was always on hand for any questions and explained things clearly and professionally. Definitely recommend!
ANNA STRAIN
12th May 2023Me and my partner bought our first home back in June this year. Will was very helpful throughout the whole process and worked incredibly hard to help us get the right mortgage for our needs. Highly recommend!
Andy Stevenson
7th December 2022Will has been an amazing, made the whole thing easier. Found a good deal, but not just that he did advised us a lot during the process. I will fully recommend him and we will go again with him for remortgage.
Erick Vieira
28th November 2022
“To be able to run a business where the client is at the centre of everything we do makes me incredibly proud.”
Ready To Get Financial Advice?
Get in touch with the Payne Spencer Harris team for a chat and see how we can help you.
Main Office: [email protected]
James Payne: [email protected]
Willam Harris: [email protected]
